GeoBlue Trekker Choice Multi-Trip Travel Medical Plans...
GeoBlue Trekker Choice is a short term health and accident insurance for Multi-Trip International Travel. GeoBlue Trekker provides the traveler with international health insurance for multiple trips throughout the year. It is also a complete package of services to help you identify, access and pay for quality healthcare anywhere in the world. GeoBlue Trekker is available for all ages up to age 95.
GeoBlue Trekker fills health and safety gaps internationally
Insurance - Even if you are already enrolled in a health plan, your coverage is limited when you travel abroad. In fact, your plan may not pay to have you safely evacuated if you are critically ill let alone other health concerns that can arise.
Information - Where do you turn to learn which hospital and physicians meet your standards? Keep up with breaking news about health and safety threats? Translate key medical terms and brand-name drugs?
Access to Quality Care - How do you find a western-trained, English-speaking doctor with the appropriate skills? How do you arrange a convenient appointment? Each GeoBlue Voyager policy includes broad , deep and reliable Global Health and Safety Services easily accessed through the web or their toll-free customer service center.
Best Suited for Travelers who take multiple trips throughut the year
- Leisure travelers who take multiple vacations throughout the year
- Business people who travel back and forth from the U.S. to their work or client site
- Early retirees, Medicare subscribers who take multiple trips outside the U.S. in a year
Plans Offered - Trekker Essential & Trekker Choice
Trekker Essential Plan Highlights
- Up to $500,000 for sickness and accidents
- $250,000 medical evacuation benefit
- $200 Deductible per insured, per policy period
- Covers pre-existing conditions for medical services and medical evacuation
- Unlimited trips in a 12 month period (70 days max per trip)
- Requires a primary health plan
Trekker Choice Plan Highlights:
- Up to $1,000,000 for sickness and accidents
- $500,000 medical evacuation benefit
- $100 Deductible per insured, per policy period
- Covers pre-existing conditions for medical services and medical evacuation
- Unlimited trips in a 12 month period (70 days max per trip)
- Requires a primary health plan
Emergency Medical Evacuation
World travelers need to properly protect themselves against financial exposure due to catastrophic medical events. If comprehensive travel medical benefits and assistance services are not secured before you travel, you could find yourself exposed to huge losses - both physical and financial. Though illness can strike at any time, when severe incidents occur overseas, lack of proper coverage can leave you the traveler with steep medical bills for less than sufficient care.
As a global traveler you need to be prepared for the possibility that you could find yourself in a location where the Medical Care is poor or inaccessible. In the event you find yourself in a situation where you need to be evacuated to an area where you can receive the appropriate level of care then you need to make sure your International coverage includes a comprehensive Emergency Medical Evacuation benefit. Medical evacuations are not a simple procedures and they can be extremely complicated and expensive. This must be available to you 24/7 no matter where in the world your travels take you. In addition you need a partner who is capable of organizing and caring out the evacuation no matter where you find yourself.
Considerations for any medical evacuation are:
- Evaluating the appropriateness of local health care providers
- Identifying the closest facility where a high level of care is available
- Determining the risk vs rewards of moving the patient
- Choosing the best method of transport (ie: ambulance, helicopter, fixed wing air ambulance)
- Securing the cooperation of the local treating physician, including a determination that the patient is stable enough to move
- Enlisting the most appropriate team to handle the transport (ie: doctor, nurses, therapist)
- Arranging for speedy and appropriate intake at the receiving facility
- Having someone on your side helping guide you through the whole process - that is GeoBlue...
Make sure when you travel, you travel with a full service, travel health plan that provides a higher level of protection and peace of mind than standard evacuation memberships offer. If you are not sure about your current plan or one you are considering make sure you get a copy of your certificate of coverage and read it. Make sure you have a complete picture of what you are buying. Then cover yourself with the Power of Blue. GeoBlue offers this type of comprehensive coverage and it is built into their Trekker Choice and Trekker Essential Multi-Trip Medical plans.
Why Choose GeoBlue Trekker?
Go with a name and brand you can trust. GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, with a network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. GeoBlue’s comprehensive portfolio of international health insurance plans demonstrates the commitment to covering members both at home and abroad.
Strength of a U.S. Insurer - Underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross Blue Shield Association.
Better Coverage - Their plans are U.S. licensed and feature coverage more generous that plans sold as "surplus coverage".
- Their plans do not restrict illnesses or injuries resulting from a terrorist act
- They do not impose precertification penalties for hospitalization.
- They provide coverage for pre-existing conditions for medical evacuation. Pre-existing conditions are also covered in all instances by GeoBlue's Choice plan.
Physician & Provider Network - What Good Is Health Insurance If You Can’t Find a Doctor You Trust?
GeoBlue has an elite network of doctors from most every specialty ready to see you in over 180 countries. Only a small fraction of doctors around the world meet GeoBlue’s exacting standards—participation is by invitation only. We seek out professionals certified by the American or Royal Board of Medical Specialties who speak English, and we factor in recommendations by over 158 Physician Advisors from all over the world.
GeoBlue assembles in-depth provider profiles so their members can choose with confidence, and they put formal contracts in place to ensure preferred patient access. GeoBlue doctors and hospitals bill GeoBlue directly so you don’t have to worry about filing a claim.
For members choosing a GeoBlue plan that offers benefits in the United States, you gain access to the largest national network and facilities that have been awarded the coveted Blue Distinction for superior medical outcomes. In the U.S., more than 80 percent of physicians and 90 percent of hospitals contract directly with Blue Cross and Blue Shield Plans.
