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2020 Blue Shield of California Dental HMO and PPO plans for Californians
   

Blue Shield of California's Original Dental PPO plan with benefits for Orthodontics. Plans starting as low as $34.70 monthly.

 

Blue Shield of California's Dental PPO plan which includes benefits for Vision and Orthodontics wraped into one plan. Plans starting as low as $40.50 monthly.

 

Blue Shield of California's New Dental PPO plan for 2020 with benefits for Orthodontics. Plans starting as low as $53.80 monthly.

  • Diagnostics and Preventive Services
  • Orthodontics
  • $50 Deductible for Individuals
  • Annual benefit limit: $1,000
  • Waiting periods apply
 
  • Diagnostics and Preventive Services
  • Orthodontics
  • $50 Deductible for Individuals
  • + Vision Package
  • Annual benefit limit: $1,000
  • Waiting periods apply
 
  • Diagnostics and Preventive Services
  • Orthodontics $1,500 Lifetime
  • $50 Deductible for Individuals
  • Annual benefit limit: $2,000
  • Waiting periods apply
Blue Shield of California Dental PPO Quote and Enrollment Tool   Blue Shield of California Dental Specialty DUO PPO with Vision Quote and Enrollment Tool   Blue Shield of California Enhance Dental PPO with Vision Quote and Enrollment Tool

Blue Shield of California Dental Plans for Individuals and Families

2020 Blue Shield of California Dental Plans for Individuals and Families living in CaliforniaAlmost everyone knows of a story from friends and family about how expensive their dental care has become. It is hard to fathom how expensive a visit to the dentist these days and unlike a visit to the doctor your visit to your local dentist is more than likely not covered by any insurance. Like health care, dental care has no road map for most people. How do you know what a visit is going to cost you when you make that appointment. Further how do you know how to process the recommendations made by your dentist and at what cost? 2020 and beyond does show a bit of hope in the cost area now that the Individual Mandate associated with the Affordable Care Act is concerned. Why? Simply because we will start to see more competitive medical insurance products rise from the ashes.

GOOD NEWS - today there are actually quite a few really good Dental Plans available to the Individual and their families. Basically there are three types of plan designs. The HMO, PPO and the Fixed Benefit Plans. Each offers a slightly different twist but the bottom line is that if you actually take advantage of these plan types you will save money on your next dental visit. Blue Shield of California is and has been an innovative leader in the Stand Alone Dental Plan market for a very long time. And today they offer some of their best options yet.

A Complete Plan is a Better Plan

There is more to good health than eating right, excercising and getting regular checkups. Taking care of your oral and visual health is just as important. That is why Blue Shield of California offers a variety of dental and vision plans for you to choose from. And, if you are one of those who prefer comprehensive simplicity then Blue Shield offers a single plan that has both the dental and vision combined into a single plan.

Blue Shield has your Dental Plan

Protect your family with one of Blue Shield's PPO, or HMO dental plans, and you'll enjoy a range of dental benefits including cleanings and X-ray for $0, and access to more than now 50,000 PPO or 26,000 HMO dentists throughout California. The HMO plans generally cost less per month and have lower out-of-pocket costs for services compared with PPO plans. PPO plans, however, offer you more flexibility in your choice of dentists. If you value greater choice in dental providers, and you're willing to pay a bit more, a PPO plan might be the preferred plan for you. If keeping cost down is your biggest concern over a larger provider network then the HMO plans could be the better choice.

NEW for 2020 two new Dental PPO Plans

Blue Shield is excited to offer two new Dental PPO plans for the 2020 year. These two new plans brings your selection to 8 different dental plans. The new Enhanced Dental PPO 50/2000 and Enhanced Dental PPO 50/2000 with Lifetime Ortho 1500, are the latest additions to the IFP Dental Portfolio. A couple of benefit highlights include Annual Maximum coverage to $2,000 and Implant Coverage.

Blue Shield of California Sample Dental Plans
(some benefits have waiting periods - refer to Dental Brochure)
BENEFIT EXAMPLES Enhance PPO 50/2000 Ortho 1500 Lifetime Dental HMO Enchance PPO 25/500 Enhanced PPO 50/1250 Dental PPO Specialty DUO Dental & Vision
Monthly Rates Start At $53.80 $20.00 $22.40 $27.20 $31.60 $47.90
Diagnostic & Prevention 0% $0 $0 $0 $0 $0
Restorative Services 20% $18 20% 20% $37 $37
Removal of impacted tooth 50% $125 50% 50% $113 $113
Root canal (anterior root canal) 50% $155 50% 50% $156 $156
Root canal (molar) 50% $290 50% 50% $234 $234
Crowns (full cast high noble metal) 50% $300 50% 50% $320 $320
Pontic (porcelain fused to high noble metal) 50% $300 50% 50% $293 $293
Orthodontics 50% $2,350 under age 26, fully bnded, two years. $2,650 age 26+ two year fully banded Not Covered Not Covered $2,350 under age 26, fully bnded, two years. $2,650 age 26+ two year fully banded $2,350 under age 26, fully bnded, two years. $2,650 age 26+ two year fully banded
Periodontal scaling and root planing (four or more teeth) 50% $55 50% 50% $65 $65
Surgical placement of implant body - endosteal implant (prededure code D6010) 50% $1,375 N/A 50% $612 $612
Denture (full upper or lower) 50% $400 50% 50% $388 $388
Calendar Year Deductible $50 Individual and $150 Family $0 $25 per individiual / $75 per family $50 per individiual / $150 per family $50 per individual $50 per individual
Calendar Year Maximum $2,000 $0 $500 per individual $1,250 per individual $1,000 per individual $1,000 per individual
Orthodontics 50% N/A N/A Not Covered $100 Ded, 50% coinsurance Copay
Download Dental Brochure Enroll Online

Dental Plans for Blue Shield Medicare Supplement Members

Blue Shield of California Medicare Supplement Dental Plan OptionsIf you are a Blue Shield Medicare Supplement Plan Member, you're eligible for dental or combined dental plus vision coverage. Blue Shield offers two comprehensive dental PPO plans and a dental and vision plan package called "Specialty Duo" that includes comprehensive dental and vision coverage ti give you the additional protection that both your mouth and eyes deserve.

Reasons to Enroll

Dental Plan Advantages:

  • An extensive network of more than 37,000 general and specialty care dentist locations in California, and over 297,500 nationwide.
  • Three annual teeth cleanings, plus annial X-rays or adn oral cancer screening coveraged at 100% when using network providers
  • No waiting period for dental checkups, cleanings, fillings, X-rays or basic services
  • Wide range of major restorative dental services and procedures, including crowns, endodontics, periodontics, oral surgery and prosthetics at a low network rates

Speciatly Duo dental + Vision Packajage Advantages:

  • Includes all dental benefits of the Dental PPO 1500 Plan
  • Access to more than 6,700 ophthalmologists, optometrists, opticians and retail stores in California, and over 25,000 nationwide.2
  • $0 copayment for eye exams
  • $25 copayment for lenses and low vision-aids
  • $100 frame allowance that can be used toward any pair of frames
  • Benefit for plano non-prescription sunglasses for members who have had LASIK or PRK surgery

Medicare Supplement Dental Plan Rates

  Dental PPO 1000 Dental PPO 1500 Specialty Duo
Dental + Vision
Individual Monthly Rates $32.10 $49.80 $61.90
Download Dental Brochure and Enrollement Form Dental Application Only

Become a Member Today!

Sign up for a Blue Shield dental plan or Specialty Duo dental + vision package on the Medicare Supplement application.

Current Medicare Supplement plan members can sign up through the dental enrollment application.

If you have questions call me at (307) 690-0427... I am here to help.

You can find a dentist and vision care provider online.

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2020 Blue Shield of California Dental Plans for Individuals and Families
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Authorized Independent Agent, email: sales@individualhealth.com