Anthem Blue Cross and Blue Shield of Kentucky
Anthem Blue Cross Blue Shield of Kentucky now offers three different plan designs with several variations of each plan to choose. Each plan series is designed to meet specific needs and desires for those individuals and their families living in the State of Kentucky. The enrollment process is easy and is done online from the privacy of your home or office. To receive a competitive quote for any of the Anthem plans click on the blue Quote button.
Certified Health Insurance Market Place Plans
Residents of Kentucky have the option to apply for the Anthem Bronze, Silver and Gold plans that are certified by the Health Insurance Marketplace. Based on your income you may qualify for the Advance Tax Payer Subsidy and if so you can apply for an Anthem plan that is certified by the exchanges and received and qualified subsidy. Choose from a comprehensive portfolio of plans and when you are ready you can quote and apply online for enrollment.
On Exchange Plan Plan Options
The State of Kentucky is one of the states that implemented their own Health Insurance Exchange. Anthem Blue Cross Blue Shield of Kentucky offers three levels of plans within the Kentucky Health Benefit Exchange - Bronze, Silver and Gold. The Kentucky State Exchange is a place where residents of Kentucky can shop for coverage from all insuers participating within the exchange. It is not required to shop for an Anthem plan via the exchange - it is simply one option. You can still get coverage directly from an insurer like Anthem by enrolling direct with Anthem via the link provided on this page. If you are seeking a Federal Subsidy you must enroll for coverage throught the Kentucky Exchange and cost share subsidies are ONLY available on Silver Plans.
Off Exchange Plan Options
For those whose income exceeds the 400% of the Federal Poverty level you will not be eligible for the tax payer subsidy. Anthem Blue Cross Blue Shield of Kentucky offers you a portfolio of plans to choose from. Anthem Preferred offers two Gold Plans, Anthem Essential offers four Silver plans and Anthem Core DirectAccess offers six Bronze plans to select from. Enrollment is guaranteed and the application process is simplified taking only minutes to complete. Plus Anthem offers Blue Dental PPO plan for individuals and families in Kentucky. If you are a Senior Citizen looking for dental coverage then you will want to take a look at their Premium Plus Dental plan for Seniors which is a part of their new Anthem Extras package. Scroll down the page to see more on these optional plans from Anthem.
The Anthem Individual Health Plans...
Core - With the Core plans, you pay less for your monthly premiums but you pay more when you get care. You have broad benefits with deductibles, copays and coinsurance that may be higher than other plans.
Essential - The Essential plans still have lower monthly premiums but you play less when you get care
Premier - With the Preferred plan, you have richer benefits and pay less when you get care. However, the monthly premium is higher than the Core and Essential plans.
The new Anthem CoreShare PPO brings to market a new plan that fits the way you live. Whether you're self-employed, need coverage for your family, just left group coverage, or your job doesn't provide it, Anthem Blue Cross Blue Shield offers dependable individual health care plans that save you time and make sense for the way you live.
If you're looking for a simple plan design with some of their lowest rates, CoreShare could be the plan that's right for you. CoreShare offers a vast range of deductibles (from $750 - $25,000) and higher cost-sharing helps lower your monthly premiums. CoreShare offers up to $4 million per member in lifetime benefits
How to Enroll
Enrolling in the new ACA complant health plans from Anthem Blue Cross and Blue Shield of Kentucky is easy to do. Simply generate a quote and select the plan choice that best meets your individual needs.
Questions? Call (619) 435-6700 - We are here to help!